How These Terms Apply in Indonesia
These Terms & Conditions form the rules you accept when creating an account, signing in, using the cashier path or entering the lobby where local law permits. We use the details you submit at account creation to match your access and may ask you to confirm
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an account step before wallet activity is processed. Payment references can include DANA, OVO, GoPay, QRIS, bank transfer and virtual account routes, including BCA, BRI, Mandiri and BNI instructions when shown for your account. You are responsible for checking that your account details are current and
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that your access is permitted in your location. If a policy change affects account use, we will present the revised wording through the relevant account or policy page. Continuing after the stated effective date means you accept the updated Terms & Conditions, where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.